VA Disability Calculator
Calculate your combined VA disability rating the way the VA does, and see the current monthly compensation rate.
The VA does not add disability ratings together. A 70% rating and a 50% rating combine to 90%, not 120%, under the VA's "whole person" method. Current monthly pay ranges from $180.42 at 10% to $3,938.58 at 100% for a veteran with no dependents.
If you have more than one service-connected condition, enter each rating below to see your combined rating and the monthly compensation that goes with it.
Calculate Your Combined VA Rating
Your Combined Rating, Step by Step
The VA does not add ratings together. This is how the calculation works.
Combined Rating
Monthly Rate (Veteran Alone)
VA disability compensation is separate from VA Pension. You cannot receive both, and VA pays whichever is higher. See our VA Pension Calculator to compare.
How ratings combine. The VA starts with a whole person at 100% and applies each rating, highest first, to the capacity that is left.
- A 70% rating leaves 30% of capacity.
- A 50% rating takes half of that 30%, which is 15 points.
- The combined value is 85, and the VA rounds to the nearest 10, giving 90%.
Rounding matters. A combined value of 84 rounds down to 80%, and 85 rounds up to 90%. At current rates that is the difference between $2,102.15 and $2,362.30 a month for a veteran alone.
| Combined rating | Monthly rate, veteran alone | Combined rating | Monthly rate, veteran alone |
|---|---|---|---|
| 10% | $180.42 | 60% | $1,435.02 |
| 20% | $356.66 | 70% | $1,808.45 |
| 30% | $552.47 | 80% | $2,102.15 |
| 40% | $795.84 | 90% | $2,362.30 |
| 50% | $1,132.90 | 100% | $3,938.58 |
These rates took effect December 1, 2025. New rates take effect each December 1, following the Social Security cost-of-living adjustment.
Dependents. Extra pay for a spouse, child or dependent parent starts at a combined rating of 30%. At 10% or 20% the rate is the same with or without dependents.
Two rules this calculator does not apply. The bilateral factor can raise the combined value when both arms or both legs are affected, and TDIU can pay the 100% rate to a veteran who cannot work because of service-connected conditions. See the bilateral factor and TDIU explained.
Compensation and pension. Disability compensation is separate from VA Pension. You cannot receive both, and VA pays whichever is higher.
Frequently Asked Questions
How does the VA combine multiple disability ratings?
The VA uses a "whole person" method. Each additional rating is applied to the capacity left after the earlier ones, and the result is rounded to the nearest 10%. For example, 70% and 50% combine to 90%, not 120%.
How much is VA disability compensation per month in 2026?
It depends on your combined rating, from $180.42 a month at 10% to $3,938.58 a month at 100% for a veteran with no dependents. Rates are higher with dependents at combined ratings of 30% or more.
Do I get extra pay for a dependent spouse or children?
Only if your combined disability rating is 30% or higher. Below that, the rate is the same with or without dependents.
Can I receive both VA disability compensation and VA Pension?
No. You receive whichever pays more.
Is VA disability compensation taxable?
No. It is free of federal and state income tax.
Does VA disability compensation increase with COLA?
Yes. It is adjusted each year by the cost-of-living percentage used for Social Security benefits.
This calculator gives a general estimate using the VA's combined ratings method and the current compensation rates for a veteran with no dependents. Amounts added for dependents vary, so confirm them at VA.gov. This is not a determination of your disability rating or benefit amount, which the VA decides through its claims process.