Check the number before you decide.

84 free calculators for Social Security, Medicare, Medicaid, SNAP and VA benefits, built on figures the agencies publish. No signup and no sales call.

What do you need to work out?

When the numbers change

Benefit amounts and income limits are reset every year, on different dates. This is the order they arrive in, and the reason a figure you read last spring may already be out of date.

  1. October

    Social Security announces next year's cost-of-living adjustment. New SNAP amounts start on October 1. Medicare open enrollment opens on October 15.

  2. Late fall

    Medicare publishes next year's Part B premium, deductibles and the income brackets for the IRMAA surcharge. Open enrollment closes on December 7.

  3. December

    VA pension and disability rates rise by the same percentage as Social Security, starting December 1.

  4. January

    The new Social Security, Medicare and tax figures take effect. The federal poverty guidelines, which set the income limits for many programs, come out later in the month.

See when each of our calculators was last updated

Guides that explain the rules

A calculator gives you a number. These explain the rule behind it and what to do next.

Browse all guides

Where our numbers come from

Every figure on this site comes from the agency that sets it: the Social Security Administration, Medicare, the IRS, the VA, HHS or the USDA. We do not use insurance company data, and we do not estimate a number that has not been announced.

  1. Each figure is stored once, in a data file that the calculator and the page beside it both read. They cannot disagree with each other.
  2. When an agency announces a new year's figure, we check it against the official source before it goes live.
  3. Every calculator page shows the date it was last reviewed and links to its sources.

Calculators give estimates for planning. Your own benefit is decided by the agency, and for a decision that matters you should confirm the result with them.

Read our editorial method   See every data source

The SGB Team

Independent, not a government site

SeniorGovBenefits.com is written and maintained by the SGB Team. We built it so people could check real numbers before they apply, call an agency, or talk to anyone selling a plan.

We review every calculator and guide when the agencies publish new figures. We are not affiliated with any government agency and we do not sell insurance.

About this site   Our data sources

Every calculator, by topic

All 84, free to use. Pick a topic heading to see that group with a short description of each tool.

Social Security

Medicare

Medicaid

Income & Food Assistance

Housing

Utility & Energy

Veterans Benefits

Tax Benefits

Locators & Support Tools

Not sure where to start?

Enter your household size and income once, and the screener shows which programs you may qualify for.

Open the benefits screener